Payment Gateways 101

Ensure payments are processed securely

k-ecommerce supported gateways

k‑ecommerce works with several gateways to provide a reliable payment processing solution for Microsoft Dynamics users. k‑ecommerce payment processing solutions also include the ability to accept payments via ACH accounts.

Questions on our ecommerce features?

What is a Payment Gateway?

You want to accept credit and card payments on your website. A payment gateway authorizes electronic credit card and Automated Clearing House (ACH) payments to provide seamless payment processing for businesses. It is similar to a POS terminal found in many retail establishments. Payment gateways encrypt and store sensitive data, including credit card numbers, ACH account numbers, AVV and CVV2 information, ensuring that confidential information is safe while processing payments.

These gateways are also responsible for transferring payment information to the customer’s acquiring bank. Payment gateways reduce a business’ liability and ensure that payments are processed securely.

You can automate payment processing by having a secure software vendor communicate with the payment gateway and the acquiring bank to provide seamless payment processing. k‑ecommerce Credit Card Extension, a payment processing solution for Microsoft Dynamics users, works with multiple gateways to ensure secure payment processing. This PA-DSS certified solution makes it easy for a business to obtain PCI Compliance and also supports token technology.

How do payment gateways work?

Your customers will be prompted with a secure payment page during checkout. Several steps take place during the transaction process, which takes only a couple seconds. It all starts when a user submits a payment from a business’ website, ERP or third party application.

1. A user processes a payment.

2. k-ecommerce securely passes sensitive payment information to the payment gateway.

3. The payment gateway tokenizes sensitive information and sends it to the merchant’s acquiring bank.

4. Processor sends an “approved” or “declined” response back to the payment gateway.

5. The payment gateway then pushes the response and token back to k-ecommerce tables.

6. Payment information is received and applied into Microsoft Dynamics™ GP.

With which payment gateways does k‑ecommerce work?

k-ecommerce works with several gateways to provide a reliable payment processing solution for Microsoft Dynamics users. For information about our payment processing software, Credit Card Extension, follow this link. k‑ecommerce payment processing solutions also include the ability to accept payments via ACH accounts.

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Online payment gateways